Ralph Estep Jr. Helps Christians Overcome Shame
Ralph Estep Jr. empowers Christians to overcome financial shame through faith-based coaching, podcasts, and practical financial wisdom.
By
Aug 8, 2025
The Silent Struggle
NATIONWIDE - AUGUST 2025 - (USAnews.com) — For many Christians, finances are a source of deep shame. The weight of living paycheck-to-paycheck, the fear of opening bank accounts, or the guilt of past financial mistakes can often feel overwhelming. It’s a silent struggle, one that few openly address, yet millions are quietly battling it. Financial insecurity doesn’t just affect bank balances — it affects identity, relationships, and spiritual life.
Ralph Estep Jr., the founder of Ask Ralph Media, Inc. and host of several transformative podcasts, understands this pain intimately. Known as "The Financial Evangelist," he’s made it his life’s mission to help people not just manage their finances but heal their relationship with money. Ralph’s unique approach integrates faith, financial expertise, and a deep understanding of personal struggles to break the chains of financial shame that bind so many Christians.
Meet Ralph Estep Jr.
With over three decades of experience as a licensed accountant and business consultant, Ralph Estep Jr. is more than just a financial expert — he’s a guide, a shepherd, and a teacher. His work goes beyond offering financial advice; it’s about helping individuals discover their true identity and purpose through stewardship, healing their finances, and rebuilding confidence.
Ralph’s approach is unique because he blends the practical, structured world of accounting with a deep, spiritually grounded perspective on finances. As a business coach and podcaster, he combines these two spheres — finance and faith — to help everyday Christians overcome their financial fears and discover the power of biblical stewardship.
“I’m not here to sell a system—I’m here to break chains. Financial shame is a spiritual issue before it’s a budgeting issue,” says Ralph Estep Jr.
The Birth of Ask Ralph Media
In 2020, Ralph Estep Jr. founded Ask Ralph Media to reach Christians struggling with financial insecurity. Through podcasts like Financially Confident Christian, Grit and Growth Business, and Truth Unveiled with Ralph, Ralph empowers believers to take action on their finances without shame.
Financially Confident Christian, Ralph’s flagship show, offers bite-sized 10–12 minute episodes filled with practical financial advice, spiritual encouragement, and biblical action steps. Whether helping a single mom with her budget or guiding a small business owner, Ralph addresses real-life struggles.
“People don’t need more noise—they need a clear voice that says, ‘You’re not a failure. God’s not finished. Here’s your next step,’” says Ralph. Each episode ends with a prayer, providing hope and a deeper relationship with God.
The Heart of the Mission: Breaking the Cycle of Financial Shame
At the core of Ralph’s work is the belief that financial struggles are not just about numbers — they are about identity. Far too many Christians feel burdened by the weight of financial mistakes, the fear of looking at their bank account, and the belief that they have failed in their stewardship. These struggles don’t just affect finances; they impact self-worth, relationships, and spiritual health.
Through his platform, Ralph addresses not only the practical aspects of budgeting, saving, and investing but also the spiritual and emotional aspects of money. He emphasizes that financial issues often have deeper roots, tied to beliefs about provision, trust, and identity.
“We talk about faith in every area—except our money. It’s time that changed,” says Ralph.
The shame that many Christians carry around money is a reflection of fear, guilt, and a lack of understanding of God’s provision. Ralph’s approach challenges this shame by offering a message of freedom and transformation. He doesn’t just give listeners the tools they need to manage their money; he offers a spiritual reawakening — an understanding that God is bigger than any financial mistake, and that true financial freedom starts with understanding one’s identity in Christ.
A Daily Companion for the Overwhelmed Christian
For those who are overwhelmed by their financial challenges, Ralph offers a constant source of support through his daily podcast, Financially Confident Christian. Each episode is packed with wisdom, Scripture, and an action step that empowers listeners to move forward, one step at a time.
Ralph’s approach is not about quick fixes or one-size-fits-all solutions; it’s about providing consistent, actionable advice in digestible, 10-minute episodes. His show’s daily format helps listeners build new habits and change their mindset around money without feeling overwhelmed or intimidated.
“Give me just a few minutes a day, and I’ll help you break the chains of financial shame—and become a financially confident Christian,” Ralph promises.
Listeners appreciate the way Ralph’s podcasts make the complex world of personal finance feel accessible, understandable, and spiritually grounded. Whether it’s a mom learning how to budget for the first time or an entrepreneur needing clarity on business expenses, Ralph offers real help, real hope, and real transformation.
Faith and Finance in the Real World
Ralph Estep Jr. extends his impact beyond personal finance through his Grit and Growth Business podcast. He helps Christian entrepreneurs merge faith and financial wisdom to build profitable, purpose-driven businesses. With years of experience, Ralph guides small business owners through challenges like debt and growth without sacrificing peace or values.
“I was drowning in busywork and felt like my business was running me. Ralph’s coaching helped simplify my structure, and in 12 weeks, my revenue grew and stress dropped,” says Kevin T., a client.
The Legacy of Ask Ralph Media
Ask Ralph Media is more than a business — it’s a ministry. Ralph’s daily devotionals and podcasts create a movement of financially confident Christians and purpose-driven entrepreneurs. His work focuses on transformation, helping believers regain financial freedom, serve others, and leave a lasting legacy.
“This isn’t just about money. It’s about healing, identity, and trust,” says Ralph.
Take the First Step Toward Financial Freedom
If you’re ready to break free from financial shame and walk confidently in your financial journey, Ralph Estep Jr. and Ask Ralph Media are here to help. With daily podcasts, coaching programs, and a strong commitment to both faith and finance, Ralph offers the tools you need to transform your financial life.
Join the movement today by listening to the Financially Confident Christian, Grit and Growth Business, and Truth Unveiled with Ralph podcasts. Visit AskRalph.com to explore more resources and book Ralph for speaking engagements or workshops.
You don’t have to struggle alone. God is ready to break the chains holding you back. Take the first step today.
Connect with Ralph Estep Jr. and Ask Ralph Media:
