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Win Your Dream Home: Empowering Homeownership Through Innovative Opportunities
A Texas couple is working to make homeownership possible with an innovative prize-based approach for a debt-free home.
Nov 17, 2025
NATIONWIDE - NOVEMBER 2025 - (USAnews.com) Imagine owning a home without the stress of huge down payments, perfect credit, or lengthy mortgage approvals. For most Americans, this dream feels out of reach.
However, Jaya and Nipun Shrivastava, a Texas couple, are changing the game. They’re redefining the path to homeownership by offering a chance to win a debt-free Texas single-family home through an innovative prize-based model. Using Raffall, a UK-based platform, participants can enter for as little as $10. This new approach makes homeownership accessible to more people, offering a fresh opportunity for those who might have previously been excluded from traditional home-buying routes.
The winner will be chosen independently by Raffall on March 30, 2026, or when the last ticket is sold. If the threshold of qualifying tickets isn’t met, the winner still receives 50% of the cash raised, and Raffall receives 10%. If all tickets sell, the winner can choose the home or $250,000 in cash.
How to Enter
It’s simple! A Texas single-family home could be yours for just $10. Visit the Your Family Home drawing website or Raffall.com to enter. Don’t wait—entries close soon.
Why This Matters: The First-Time Buyer Crisis
America’s first-time homebuyers are vanishing:
Older first-time buyers: The average age hit 40 in 2024–2025, up from 29 in 1981.
Aging overall market: The median age of all buyers is now 59, up from 47 in 2019.
Young buyers pushed out: First-time buyers made up only 21% of purchases last year—half the historical average.
Long-term impact: Delayed homeownership limits wealth-building, mobility, and what counts as a starter home.
With traditional homeownership increasingly out of reach, this prize-based model offers a fresh, accessible alternative.
Breaking Barriers with an Innovative Model
Traditional home buying often requires large down payments and complex mortgage processes. The Shrivastavas are revolutionizing this by offering a prize-based approach, allowing more people the opportunity to own a home without the usual financial barriers.

“We hadn’t realized we could make a difference—until we learned on NPR/KUT.org about a Texas couple auctioning their glamping resort,” says Nipun. “Raffall’s prize-based platform showed us a way to create meaningful impact at our level.”
By bypassing financial hurdles, this system allows more Americans to see homeownership as a real possibility.
Creating a More Inclusive Future
“This isn’t just about winning a home—it’s about shifting perceptions of who can be a homeowner,” says Jaya.

The initiative emphasizes inclusivity, giving individuals who were previously excluded a chance at homeownership, and inspiring others to rethink how they can help expand opportunities for all.
Why This Model Excites the Market
Innovations like Raffall turn once-impossible dreams into achievable realities. The platform has already made headlines:
New York Times: “What were the chances that she had won a worldwide raffle competition based in Britain with just three tickets? But it actually happened.”
Forbes: “Traditional real estate is efficient, but it rarely sparks dreams. This model adds excitement and accessibility.”
Take the First Step Toward Homeownership
Jaya and Nipun hope this initiative will motivate Americans to act and show that homeownership is attainable for more people than ever.
Jaya and Nipun hope this initiative will inspire Americans to take action and prove that homeownership is possible for more people than ever before. This is your opportunity to win a debt-free single-family home with just a small entry fee. By entering on Raffall.com or through the Your Family Home drawing website, you can take the first step toward achieving your dream of homeownership. Don’t miss out—seize the chance to transform your future with this unique and exciting opportunity to own a home, no mortgage required!
USA News Contributor
This article features partner, contributor, or branded content from a third party. Members of the USA News’ editorial staff were not involved in the creation of this content. All views and opinions are those of the contributor alone.
This article features partner, contributor, or branded content from a third party. Members of the USA News’ editorial staff were not involved in the creation of this content. All views and opinions are those of the contributor alone.
This article features partner, contributor, or branded content from a third party. Members of the USA News’ editorial staff were not involved in the creation of this content. All views and opinions are those of the contributor alone.
This article features partner, contributor, or branded content from a third party. Members of the USA News’ editorial staff were not involved in the creation of this content. All views and opinions are those of the contributor alone.
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