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HomeMembership Becomes One of the First Home Warranty Companies to Accept Bitcoin
Louisville-based, BBB Torch Award–winning provider brings cryptocurrency to everyday home protection
Jan 21, 2026
LOUISVILLE, KY – HomeMembership.com, a Louisville-based home warranty company and three-time BBB Torch Award for Ethics finalist (2022, 2023, 2024), announced it is now accepting Bitcoin as a payment option for its home warranty plans. This makes HomeMembership one of the first companies in the home warranty industry to support cryptocurrency for standard homeowner coverage.
Founded and owned by Louisville resident Troy Cummings, HomeMembership has built its reputation on clear coverage charts, a low $25 service fee, and a “choose your own contractor” model. Adding Bitcoin is the next step in aligning the company’s services with how modern homeowners manage their money.
“A lot of our customers don’t just keep value in a bank account anymore, they hold Bitcoin too,” said Troy Cummings, founder and owner of HomeMembership. “If someone wants to use Bitcoin to protect their HVAC, water heater, or appliances, we believe they should have that choice without any extra friction.”
HomeMembership pairs this payment innovation with a strong track record of trust and customer satisfaction. The company has earned multiple BBB Torch Awards for Ethics and maintains some of the highest review scores in the home warranty category, including approximately 4.9/5 on BBB, 4.7/5 on Google, and 4.6/5 on Birdeye, based on recent publicly listed ratings. These scores place HomeMembership ahead of many larger, national competitors.
“Convenience shouldn’t compromise quality,” Cummings added. “We’re expanding options while staying true to the ethics and customer-first values that earned us our reputation.”
How the Updated Payment Experience Works
Homeowners can now:
Select a HomeMembership plan online
Choose from multiple secure payment options during checkout or renewal
Complete transactions through trusted third-party processors at real-time rates
The process is designed to be seamless, transparent, and secure, mirroring the company’s broader approach to coverage.
What Makes HomeMembership Different Today
In an industry often criticized for fine print and rigid processes, HomeMembership continues to stand apart. Its defining features include:
Coverage for major home systems and appliances that fail due to normal wear and tear
A low $25 service fee
The freedom to choose your own contractor
Transparent coverage charts with no hidden language
Industry-leading customer reviews
Consistent recognition for ethical business practices
Together, these elements form a model that prioritizes long-term relationships over short-term gains.
A Modern Approach to Home Protection
HomeMembership’s evolution is not about technology for technology’s sake. It is about acknowledging how homeowners live today, and building services that fit into their real lives. From payment flexibility to contractor choice, every decision is filtered through one question: Does this make homeownership less stressful?
For thousands of homeowners, the answer has been yes.
About HomeMembership
HomeMembership.com is a modern home warranty company based in Louisville, Kentucky, dedicated to redefining the home protection experience for today’s homeowners. The company offers comprehensive coverage for the repair or replacement of major home systems and appliances that fail due to normal wear and tear. Known for its transparent pricing, HomeMembership features a low $25 service fee and the unique ability for customers to choose their own contractor, an uncommon level of flexibility in the industry. Its clear coverage charts eliminate hidden terms, while consistently high customer reviews on BBB, Google, and Birdeye reflect the company’s reliability and service excellence. With three consecutive nominations for the BBB Torch Awards for Ethics, HomeMembership stands out as an ethical, customer-first provider focused on long-term value, innovation, and ease of use.
For more information, visit https://homemembership.com.
Media Contact:
Troy Cummings
President
www.HomeMembership.com
Email: info@homemembership.com
Phone: 502-365-9805
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