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Chris Arnold ReDefining Retirement Income Planning: 5 Key Decisions for Enhanced Income in Retirement

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USA News PR January 25, 2024
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Chris Arnold ReDefining Retirement Income Planning: 5 Key Decisions for Enhanced Income in Retirement
FOR IMMEDIATE RELEASE Chris Arnold ReDefining Retirement Income Planning: 5 Key Decisions for Enhanced Income in the Future Independent Fiduciary Financial Advisor, Chris Arnold, introduces innovative strategies to redefine retirement and income planning for the future. Keller, TX, January 25, 2024 (USANews.com) - Chris Arnold, a leading expert in wealth management and retirement income planning, is redefining the way individuals approach their retirement years. With his extensive experience and expertise, Chris Arnold has developed a comprehensive framework that empowers individuals to make informed decisions to enhance their income during retirement. In an era where traditional retirement planning may no longer suffice, Chris Arnold's complex approach, offered through his firm ReDefined Wealth Advisors, aims to equip individuals with the necessary tools and knowledge to secure a financially stable future. By focusing on five key decisions, Chris Arnold's methodology ensures individuals can maximize their income potential during retirement. The five key decisions outlined by Chris Arnold are: 1. Social Security Claiming Age: Chris provides expert guidance on how to optimize Social Security benefits, enabling individuals to maximize their entitlements. By understanding the intricacies of the Social Security system, individuals can make informed decisions that will significantly impact their retirement income. Many people claim social security at 62 and it’s often times because they don’t have other available sources of income during retirement. Deferring claiming can greatly increase the amount of income received from Social Security.

2. Dynamic Withdrawal Strategy: A common withdrawal strategy is the 4 percent rule which takes 4 percent of your initial account balance and adjusted annually for inflation. A dynamic withdrawal strategy should be unique to every individual’s needs based on years remaining and return expectations.
3. Tax-Efficient Strategies: Chris highlights the significance of implementing tax-efficient strategies to minimize tax liabilities during retirement. Often times the tax alpha is overlooked when constructing portfolios. Tax efficiency can be greatly improved just by allocating your bond assets to tax free accounts like a Roth IRA or Roth 401k. Then taking stock assets and directing them into a taxable account. Often time’s naive investors proportionately allocate all assets equally across the board without specifying which assets go into which account.
4. Total Wealth Asset Allocation: Your portfolio design should take a more holistic approach. Example being, a retiree that receives 80 percent of their income from social security and other guaranteed income sources could have a more aggressive portfolio design than a retiree that only receives 20 percent of their income from social security.

5. Annuity Allocation: Often times naive investors opt out of creating additional guaranteed income from annuities which could greatly improve their situation. Because as of today, there are only 3 ways to get guaranteed income for life and that is social security, a company pension, and buying an annuity. Chris Arnold's innovative approach to retirement and income planning has already garnered significant attention within the financial industry. His expertise and dedication to helping individuals achieve financial security during retirement have made him a sought-after advisor. For more information about Chris Arnold and his revolutionary retirement planning strategies, here's a FREE 15 Minute Training Video exposing risks to be aware of that could cost you 30 percent of your nest egg, please visit https://go.redefinedwealth.com. About Chris Arnold: Chris Arnold is a highly respected financial advisor and the founder of ReDefined Wealth Advisors. With over 16 years of experience in the financial industry, Chris has helped countless individuals navigate the complexities of wealth accumulation and retirement income planning. His commitment to providing personalized solutions and empowering clients to make informed decisions has earned him a reputation as a trusted expert in the field. Media Contact: Name: Chris Arnold Title: Founder & CEO Phone: 972-821-8417 Email: [email protected]

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor. BWA and Brookstone Capital Management, LLC are affiliated companies. BWA and ReDefined Wealth Management are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information. Any comments regarding safe and secure products, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Brookstone. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. William Christopher Arnold is an investment advisor representative and is held to the fiduciary standard for all advisory services.


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